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Northwestern University
Federal Loan Consolidation Information

*** UPDATE (as of 06/23/06) ***

Repeal of the Single Holder Rule
Effective for any Federal Consolidation Loan made based on an application received by an eligible lender on or after June 15, 2006, the single holder rule formerly found in section 428C(b)(1)(A)(i) of the HEA no longer applies. The repeal of the single holder rule now means that an eligible borrower may consolidate loans with any eligible consolidation lender in the FFEL Program, even if the borrower’s loans are held by only one FFEL holder. (For more information, please go to:

Please find below several links that have a wealth of information concerning federal student loan consolidation (Updated as of 06/07/07):

Explanation of Loan Consolidation

Loan Consolidation Worksheet


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